Posts in Category: People

Alaor and BMG currently standings

 

it has been revealed that twenty days after their risk grade (rating) downgraded by Fitch rating agency, the BMG bank, a leader in providing payroll loans from private financial institutions in the country, began a process of restructuring changes at the top of the institution. According to the Union of Bank of Belo Horizonte Area, 17 employees occupying executive positions and who worked at the bank’s headquarters were shut down last week.

Among them is the commercial director of BMG, Nelio Brant, who had the dismissal confirmed by the vice president of BMG, Márcio de Araújo Alaor. Despite the shutdown, Brant said it will continue to provide advice to the bank.

Sources close to the financial markets speculate that there may be layoffs in offices and representations in Brazil. These cuts would be linked to pressures on BMG’s capital base after completion of the acquisition of Schahin and GE banks. Fitch Ratings downgraded the bank note BMG BB- to B foreign currency and A- to BBB in local currency.

BMG announced the acquisition of Schahin in April last year by R $ 250 million. The Credit Guarantee Fund (FGC) brokered negotiations between the two banks because the Schahin was facing capital problems.

The analyst at Fitch Robert Stoll, said the purchase raised the amount of goodwill for $ 1.6 billion. “The amount of goodwill was primarily due to selective exclusion effected by BMG of assets weakened the Schahin, while the BMG has assumed all its liabilities. This selection process, monitored by Brazilian bank regulators, took the capital of Schahin to be $ 1.3 billion negative at the time of acquisition, “he says.

In the assessment of Fitch, the profitability of BMG should be below the average of its competitors in the short term, since the ability to internal capital generation of the bank will be limited due to the increase in administrative expenses and borrowing and competition.

The vice president of BMG, Márcio Alaor ensures that even with relegation, there was not even an investor’s redemption request. “BMG recorded a growth of 35.6% in the Bank’s portfolio of loans, closing 2011 with a balance of $11.092 billion. Already the total portfolio of loans and leases showed a balance at December 31, 2011 of $ 29.078 billion, representing an increase of 18.7% over the same period of 2010, “says Alaor

Also according to market sources, the layoffs are part of a restructuring process that has already sees a fierce war being waged by the payroll loan market. The Bank of Brazil and the Federal Savings Bank reduced interest rates on loans in order to strengthen the government’s policy to pressure the financial system to reduce bank interest.

Marcio Alaor is a Brazilian entrepreneur that is currently executive of Banco BMG. In addition to being connected to BMG, Alaor is known for revealing companies that have major progressions throughout the year. In a recent report he has identified 15 airlines that are able to stand apart from its competition. Either financially, technically, or innovatively.

Business Leaders and Economy

In Chicago and any other city that is hit with economic problems, it is important to be able to think outside the box. Creativity is very important when it comes to surviving in a bad economy. Fortunately, there are many business leaders who not only have the creativity in their entrepreneurial spirit to survive bad economical conditions. They also have the creativity to achieve greater levels of success than expected and even help bring their communities up with them. These people often have a mindset for service. In many cases, one of the very reasons that they are successful is that they are willing to give to others.

One of the businessmen that are very good for their communities is Majeed Ekbal. He is a businessman that is not just passionate about business, but he is also passionate about people. He looks for ways to succeed so that others could benefit from his success. In fact, his success is in having people benefit from the services he provides. He is a man of vision and he also has no problem delegating responsibilities and allowing others to be apart of his journey. However, people have to have a passion for helping others in order to be a part of Majeed Ekbal’s journey.

Majeed Ekbal is a man of passion, and a man of vision. It requires both in order to succeed in unfavorable economic conditions. One’s passion and vision is likely to take him very far in business. Also, people that are around him can also see the passion. With Majeed Ekbal’s ability to communicate, they are also able to see the vision and are willing hop on aboard and join him on the journey. Along with vision and passion, one also needs humility. Majeed has the humility to allow others on the journey.

With business leadership, it is important for one to pursue something that he enjoys. One can’t force himself to enjoy something just because he thinks it will make him money. In order for someone to be passionate about something, he has to see meaning in it. There has to be an end that he sees to whatever it is he is pursuing. The end has to be something that he believes in. If the business leader can see the end result, then he is more likely to pursue it to the fullest.

A person who has his whole heart in his business pursuit is more likely to pursue it even in the wake of obstacles and discouragement. Even if he ultimately does not succeed, it will still be worth the pursuit because he will find peace in knowing that he gave it his all. Business leaders takes risks for what they believe in.

Status Labs and Presenting a Pitch

A good part of promotion and maintaining a good image as well as improving one’s own reputation lies in the pitch that is presented. There are a few steps that one must take in order to make sure that his pitch is very successful in accomplishing what he intends. This takes a lot of work, time and even help in order to make sure that he has something that is going to be of great benefit to him. The following are a few tips that will help with the pitch.

The first thing that is important is to stay on topic. The topic that one is going to write a pitch on has to be researched in a complete and thorough manner. Status Labs experts know that this could involve getting in contact with a journalist. This journalist has to make sure that he sticks to the topic so that the pitch could be accepted and not result in any blocking or other consequences that a publicist could suffer horribly from/

The pitch has to be concise, especially when it comes to emails. If a pitch is too long, people are going to check out. People do not have a lot of time in this fast paced society, so it is important that the pitch gets the point across without any lengthy reading. Ideally, 6 sentences is the maximum that a pitch has. There is also the option for a press release included at the bottom with a call to action.

Knowledge of the contact that one is pitching to is very important. The pitch has to speak to the recipient personally. In other words, it has to relate to the recipient of the press release in some manner so that he will be more likely to respond to the message.

Other very important aspects of the pitch include making offers and being a good storyteller. If the pitch offers something very valuable and can tell a compelling story, then people will be more willing to pick up the pitch that is being offered. In order to make the story work, there must be five factors put into consideration. These factors are human interest, significance, proximity, timing, and prominence.

Brains, Beauty and Heart… Dr. Jennifer Walden Wants Your Face

Jennifer Walden, MDS, who looks like the daughter of Brad Pitt and Jennifer Aniston, is helping people achieve the looks they may have not been born with. Let’s face it, our faces are out of our control and thanks to genetics, our looks has more to do with our mothers and fathers. Dr. Walden, who doesn’t want to play God, is shaking things up a bit.
Dr. Walden is not only is changing faces and undesirable body features she is also educating up and coming physicians on how to best to take care of patients. “Dr. Walden just may well be one of the most sought after surgeons of our time. “ Dr. Walden has been featured on every major network yet still has a humble heart. Her aim is not to be a millionaire, but rather help those who are in need of a self esteem boost.
Jennifer Walden, an Austin, Texas native, grew up in a family of surgeons. “My parents had some seriously high expectations but I just wanted to help people who were dealt a bad hand.” She has been helping people look good for over 15 years. It is rare that someone with such beauty has a heart that bleeds for so many. Dr. Walden has been rumored to intervene with aggressive accountants and cut people a break. It has been reported that she has lost two financial firms because of her mission statement and that is “Everyone has a right to feel beautiful.”
Dr. Walden has been mentioned in every glamour magazine and has been interviewed on every major network. Her career has been on the fast track since she first entered the plastic surgery field. “What is so beautifully unique and rare about Jennifer is her generous spirit and her desire to help as many people as possible, a philosophy that has been missing in this industry for many years.” Even as she is being heralded as the “plastic surgeon with a heart” her family will often remind her of her responsibilities. Those responsibilities are centered around her enormous pet family. Jennifer has over 13 adopted pets and that number continues to rise.
Dr. Walden is a rare creature indeed and what the world needs is rare. She continues to have a passion for education as well as offering her services where they are needed. People are often asking her, how does she do it and she merely smiles with that million dollar smiles and replies “When there is no longer a need to fill so many empty cups it will be then that I will rest and play with my dogs and cats and rabbits.”

Visit The AnastasiaDate Website When You’re Ready To Start Dating Online

The purpose of a search engine on a dating website is to allow those using the website to be able to find a type of person they’re looking for, without all the hassle of searching through the entire site. In the past, some websites were not very advanced, and a person would literally have to go through the list of thousands of people in order to find themselves a date. When people who owned these dating sites started understanding that people wanted a better way to find a date, then search engines began getting an update, and the update was so people would have an easier time looking through the website to find a specific type of person.

Even if a person goes to a particular website that only caters to a certain demographic for dating, they still want to find a specific type of person. A person that goes to a millionaire dating website may not just want any millionaire, they may want one that has a certain physical build, that’s a certain age, that’s a certain height, and maybe they have a certain hair color. Not every dating website will have a large search criteria when it comes to their search engine, but there should be enough diversity in the search engine to allow a person to search for different types of people on the website.

The better a search engine is on a dating website; the more likely a person is to find the type of love they are looking for. If someone wants to find a person who is of a certain height, has blonde hair color, they like to cook, and they like certain sports, then this information should be put into the search engine to bring back that type of person. Unfortunately, not every dating website has such an in-depth search engine, and this means that a person must go to the basics when they are looking for a date. AnastasiaDate is one of the only websites that has such a dynamic and updated search engine.

The search engine on the AnastasiaDate website is incredible because a lot of information can be put into it in order to bring back a specific type of person. There are so many different searches that can be put into the search engine on the AnastasiaDate website that it makes it a lot easier when a person is doing a search for the right woman. Men who are interested in sports can easily put the same sport they’re interested in into the search engine, and they’ll be surprised at how many women are available on the site that like the sport too. The AnastasiaDate website is great for international daters looking for Russian women.